UMF LAUNCHES LOAN PROGRAMME FOR CLIENTS

Ukrainian Mineral Fertilizers (UMF) has partnered with the leading Ukrainian banks to provide concessional financing for the purchase of UMF-produced mineral fertilizers by its clients at a reduced interest rate.

The loan programme is available to the bank’s current clients on the following terms:

RAIFFEISEN BANK AVAL

• Loan term: 12 months
• Interest rate:
  • 0,1% p.a. (first 6 months)
  • 12,5% p.a. (last 6 months)
• One-time lending fee: 0%
• Flexible approach to bail.

OTP BANK

• Loan term: 12 months
• Interest rate:
  • 1% p.a. (first 5 months)
  • 17% p.a. (last 7 months)
• One-time lending fee: 1%
• 1 day –  to get a preliminary decision.
• Flexible approach to bail.

FUIB

• 3-month interest rate: 4.7% p.a.
• 6-month interest rate: 11.3% p.a.
• 9-month interest rate: 13% p.a.
• 12-month interest rate: 14.4% p.a.
• One-time lending fee: 0.24–0.96% depending on the loan period
• Flexible approach to bail.

THE ELIGIBILITY CRITERIA ARE AS FOLLOWS:

• Decide on the amount of product for purchase and get an invoice from Ukrainian Mineral Fertilizers (UMF LLC)
• Inquire with one the banks mentioned above and submit the documentation package

For more information, contact Ukrainian Mineral Fertilizers at +38 095 292-05-06.

The terms provided in this offer are preliminary. The banks reserve the right to quote terms on a case-by-case basis or refuse the loan to any client.